E-Sign plus Compliance Crüe (November 16, 2023)
Main Documents:
- Handout and Notes (.pdf of slides with spaces to take notes electronically)
- Slides (will prompt download of .pptx document)
- Session Recording (will be posted after class)
Handouts and Links:
Real Estate Settlement Procedures Act (October 19, 2023)
Main Documents:
- Notes (.pdf of slides with spaces to take notes electronically)
- Slides (will prompt download of .pptx document)
- Session Recording
Handouts and Links:
- RESPA FAQs
- Escrow Account Analysis Worksheet (will prompt download of .xls document)
Mortgage Loan Officer Compliance (September 21, 2023)
Main Documents:
Handouts and Links:
- Mortgage Disclosure Summary
- ECOA Application Workflow Chart
- Sample ECOA Notice of Incompleteness
- Equal Housing Lender Posters (11"x14"):
- Reg Z Points and Fees Caps (HCM, QM)
- HELOC Brochure
- CHARM Booklet
- Home Loan Toolkit
- HMDA Demographic Information Telephone Script
- BLOG: Dwelling Secured Loans without Land
Opening Accounts for Non-US Citizens (July 20, 2023)
Overdrafts and Courtesy Pay (June 22, 2023)
Main Documents
Links/Handouts
Debit and Credit Card Disputes (May 18, 2023)
Main Documents
Links/Handouts
- Reg E/Deny Dispute/No Provisional Credit (may prompt download of .doc file)
- Reg E/Deny/Revoke Provisional Credit (may prompt download of .doc file)
- Reg E/Approve/Final (may prompt download of .doc file)
- Reg E/Approval/Provisional Credit/Final (may prompt download of .doc file)
Reg CC, Twice (April 20, 2023)
Main Documents
-
Outline/Notes (With space to take notes electronically)
-
Part 1: Reg CC for Compliance Staff
-
Part 2: Reg CC Frontline Training
-
-
Session Recordings
-
Part 1: Reg CC for Compliance Staff (due to technical difficulties, this video is in two sub parts)
-
Part 2: Reg CC Frontline Training
-
Links/Handouts
- Reg CC Reference Guide (may prompt download of .doc file)
- Sample Hold Notice (may prompt download of .doc file)
BSA for BSA Staff (March 23, 2023)
Main Documents
Links/Handouts
- BSA Risk Assessment Sample (may prompt download of .doc file)
- Sample Member Risk Profile (1)
- Sample Member Risk Profile (2)
- Sample Member Risk Assessment (may prompt download of .xls file)
- CTR: Yes or No (may prompt download of .doc file)
- Sample High Risk Member Review Procedures (may prompt download of .doc file)
- OFAC Risk Assessment Sample (may prompt download of .doc file)
- Sample OFAC Blocking and Freezing Procedures (may prompt download of .doc file)
- Sample SAR determination form (may prompt download of .doc file)
Advertising Compliance (February 23, 2023)
Main Documents
-
Presentation/Slides (space provided to take notes in the document)
Ability to Repay (January 26, 2023)
Main Documents
-
Presentation/Slides (space provided to take notes in the document)
Links/Handouts
- CFPB General Comparison of Ability-to-Repay Requirements with Qualified Mortgages
- CFPB Small Entity Compliance Guide
- Points and Fees Caps
- Mortgage compliance checklist & ATR calculation (may prompt download of .xlsx file)
HMDA 101 (January 21, 2023)
Main Documents
-
Session Recordings
Handouts
- HMDA Data Fields
- Demographic Information Phone Script
- 1003 Demographic Information Page
- FFIEC Check Digit Tool
- FFIEC Rate Spread Calculator
- Resubmission thresholds
- CFPB Resubmission Guidelines
- FFIEC: 2022 A GUIDE TO HMDA Reporting Getting It Right!
- Utah MSAs
- CFPB HMDA Page
- FFIEC HMDA Page
- FFIEC/CFPB HMDA Filing Information
- LAR Formatting Tool